Mortgages


Find the mortgage product that's the perfect fit for your life

Mortgage Center

Jim Picciotto
VP / MA Sales Manager Eastern Region

36 Washington Street, Suite 220
Wellesley Hills, MA 02481
Office: 860-291-3600

NMLS # - 12456
Email: jpicciotto@bankatunited.com

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Jim has over 25 years of Mortgage Lending experience from Loan Officer to President of Mortgage Lending companies. He enjoys helping Mortgage Loan Officers meet and exceed their personal goals by providing a “coaching” approach to managing. His “people first” attitude helps create a bond with customers, MLO’s and internal teammates. He has in depth knowledge of qualifying the self-employed borrower from his accounting background. That knowledge provides insight for referral sources such as CPA’s, Wealth Managers, Attorneys and Real Estate Agents.

Today's Rates

First Mortgages
30 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.096%  0.421%
 4.125%  4.186%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 3.625%  3.792%  0.728%
 3.750%  3.842%  0.074%
15 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.412%  0.388%
 3.375%  3.481%  0.000%
10 Year Fixed Rate
 Rate  APR  Points
 3.250%  3.521%  0.560%
 3.375%  3.553%  0.119%
5/1 Adjustable Rate
 Rate  APR  Points
 2.990%  3.719%  0.250%
 3.125%  3.746%  0.000%
7/1 Adjustable Rate
 Rate  APR  Points
 3.125%  3.668%  0.250%
 3.250%  3.706%  0.000%
10/1 Adjustable Rate
 Rate  APR  Points
 3.750%  3.966%  0.735%
 3.875%  4.013%  0.361%
Equity Loans
Home Equity Line of Credit
 Rate  APR  Points
 4.000%  4.000%  0.000%
5 Year Fixed Rate Home Equity
 Rate  APR  Points
 3.990%  3.990%  0.000%
10 Year Fixed Rate Home Equity
 Rate  APR  Points
 4.250%  4.250%  0.000%
15 Year Fixed Rate Home Equity
 Rate  APR  Points
 4.500%  4.500%  0.000%

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